Sam began his work in the Medical Cost Projections field with his development of what became one of the largest IME firms on the east coast at the time of its sale to exam works. Following were successful ventures in developing companies in medical services previews, compliant medical data collection and analysis technology, and Medicare Settlement Reports. 26 years of experience in the field prepared Sam to find, develop and collate the proprietary software that underpins the most accurate and defendable medical cost projections achievable today. Sam’s unique perspective, from both sides of the aisle, has led to his recognition as a Medical Costs Projections authority in the industry.
Karen Cofield moved to Florida when she was 4 years old. Karen had a passion for giving back and caring for people. Karen graduated from nursing school receiving her RN in 1989. Home Health Care was the beginning of a career in healthcare and medical care services which has continued for 30 years and counting. Karen entered the Workers’ Compensation Industry in 1996 and immediately made her impact with companies such as Fireman’s Fund & Liberty Mutual. Karen obtained her Certified Case Managers Degree (CCM) in 2003 and became certified as a Qualified Rehab Professional in 2003 (QRP). In 2005 Karen Cofield became a “Certified Medicare Set Aside Consultant” and became the 2nd person in the USA to earn the necessary license to produce Medicare Set Asides.
Karen dreamt about building her own company allowing her to “give back & help those in need”. Having achieved success in the MSA space a window of opportunity had presented itself. Karen’s timing, knowledge and innovative spirit worked favorably in the MSA industry and catapulted her vision of developing a software company which could automate consistent, reliable and accurate MSA submissions! The software was called FLUENT systems. FLUENT allows the user to evaluate and process a patient’s medical history in a systematically efficient & chronologically manner. FLUENT systems was built in conjunction with The Center for Medicare Set Asides best practices. With over 5,000 submittals FLUENT has produced an industry best 99.7% submission success rate! Karen became a Certified Medicare Secondary Payer Specialist (CMSP) in 2012 and has been actively involved in the National Association of Medicare Set Aside Professionals (NAMSAP) since 2003. Additionally, Karen is working on a data collection committee for NAMSAP.
In 2016 Karen started educating herself on Pharmacogenetics to provide a unique twist –on MSA’s, Medical Cost Projections and Drug Utilization Reviews. Pharmacogenetics’ is the study and application of customized medications based on a patient’s unique genome profile. The value in pairing MSA’s, MCP’s or DUR’s with a pharmacogenetics’ test eliminates sub-optimal prescribing, validates the efficacy of the medications being prescribed and can prevent a pre-surgical complication such as pulmonary embolism, DVT or VTE. The 4th leading cause of death in the US is caused by ADR’s or adverse drug reactions! ADR’s may occur when the wrong type of medication is written based on a patient’s genetic make-up. Additionally, pharmacogenetics can identify whether a patient is a normal, slow, rapid or ultra-rapid metabolizer of a medication
Karen is working feverishly to drive additional value in the MSA world with her innovative, customer centric, transparent and empathetic posture! To find out more about MSA Settlements go to www.msasettlements.com
Scott Greene CRPC®, AWMA® is the director of financial services for MSA Settlements. Scott has been providing customized financial advice for nearly 25 years. In his 25 years he has helps thousand of Individuals with Investment, Insurance, Income, tax, estate, and wealth planning. Scott received his Undergraduate Degree from Bowling Green State University, He attended the College of Financial Planning where he obtained his Chartered Retirement Planning Counselor (CRPC®), and his Accredited Wealth Management Advisor (AWMA®) designations. Scott is an Investment Advisor Representative (IAR) with Advisors Excel Wealth Management. Scott is driven to help people maximize every dollar they earn, and he is motivated by his three children, Taylor, Carson, and Adelynne.
Chris Harlan, President, Summit Structured Settlements, Des Moines, Iowa, began his structured settlement career in 2005. Chris began as National Director of Marketing before being named Vice President in 2011. In 2013 Chris became co-owner of Summit, and in 2014 he was promoted to President. In over 17 years of experience in the structured settlement industry, Chris has overseen over $1 Billion in annuity premium directly, including personal injury, workers compensation, taxable damage claims and attorney fee structures.